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The Bank takes on incassa- tion payments and disbursements on client operations, and invests excess cash in short-term securities and loans. Thus, the term "commercial" in the name of the Bank has lost the original meaning. The borrower repays the loan and pays the percentage in accordance with the loan agreement. International financial con- conference, held in Brussels in 1920, stated: "In countries where there is no Central issuing Bank, create it". This refers primarily to the timing. For the lender: • the ability to predict the activities of the Bank or credit the organization in this direction; • obtaining detailed information about the activities of the borrower that is allows to significantly decrease the risk. payment in the form of Commission. Secondly, the increasing role of banks in economic life in General STV is connected with change of the material form of money, namely shirou- Kim the use of funds and calculations. The interest for the BAP dit is accrued from the date of actual use. After assessing the borrower's creditworthiness and benefits- ness credit operations, the Bank enters into with the borrower of the credit agreement (credit agreement). Over time, the money changers began to use these deposits, as well as intrinsic governmental funds for lending and receiving of interest, that meant the transformation changed in the bankers. Banks have the right to act as: • investment institutions that carry out activities activities on the securities market as an intermediary; • investment adviser; • investment company; • investment Fund. If in the case of the interbank loan document requirements and the financial condition of the borrower can clearly Regula- be interpreted, in the case of a loan for commercial purposes requirements Creux DataRow can vary greatly. Storage of valuables. These organizations have the right to conduct individual banking OPE- the radio provided for by law.

The overdraft facilities (ital. 7. Credit primarily issued by banks, although they can be provided economic entities with available cash environments- STV. For example, dividing the loan maturity is obviously fanciful. funds that can be used for debt repayment (cash, deposits, securities sold items working capital etc.).

To examine this question is based on from the conduct by the borrower of the event of balance sheet liquidity, the ratio between own and borrowed funds; • "redemption". Bank money can only be stored on accounts in banks Yuri- legal Banks. List of banking operations and services that have the great- in exercise of the Russian credit organizations. Here are some basic banking services. For back guarantee financial loan use different types ensure this return. The functions of the Central Bank for many decades fairly constant. To distinguish between Bank and non-Bank financial institution. Non-cash payments increasingly intrude into the sphere of money from- relations of individuals. 6.


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Then such banks gradually monopolized some specific functions and at a certain stage of development of the state of their nationalist- increased.

Electric cops development of banking can be found in the history of ancient Guo- States — Babylon, Egypt, Greece, Rome.


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